Benefits - Pima Medical Institute

Benefits

Health Benefits

Life and AD&D

Disability Benefits

Flexible Spending Accounts

Health Savings Account

Reimbursement Programs

Employee Assistance Program

Paid Time Off

FAQs

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Through UnitedHealthcare, UMR and HealthSCOPE Benefits creates and publishes the Machine-Readable Files on behalf of Pima Medical Institute.
To link to the Machine-Readable Files, please click on the URL provided: https://transparency-in-coverage.uhc.com/

+ Health Benefits

Medical Benefits

Pima Medical Institute has contracted with a managed health care company to provide medical plan benefits. You have a choice of three plan options referred to as the Red, White and Blue Plans. One is a Preferred Provider Organization (PPO) (Red Plan) and the other two are High Deductible Health Plan (HDHP), Health Savings Account (HSA) qualified plans (White and Blue Plans). All three plans provide a national network of providers and facilities.

Dental Benefits

Pima Medical Institute provides Dental Plan coverage for eligible employees at a low cost for employees and their eligible family members. The plan is a Preferred Provider Organization (PPO) Plan with a national network of Dentists and specialists to choose from.

Vision Benefits

Pima Medical Institute provides Vision benefits for eligible employees at a low cost for employees and their eligible family members. The plan provides a national network of providers and facilities.

+ Life and AD&D

Basic Benefit

Pima Medical Institute provides Basic Life and Accidental Death and Dismemberment (AD&D) insurance for benefit eligible employees at no cost. Employees are covered at $50,000 Life and AD&D benefit.

Pima Medical Institute pays 100% of the premium for all benefit eligible employees.

Voluntary Benefit

Eligible employees are able to purchase Voluntary Life and AD&D insurance for yourself, your spouse, and/or your children. Rates are based on Employee’s age and the amount of coverage selected.

+ Disability Benefits

Pima Medical Institute provides disability coverage for benefit eligible employees at no cost to the employee. The Short Term and Long Term Disability plans provide replacement of a portion of an employee’s income, if they have to be out of work due to an off-the-job illness or injury.

Short Term Disability

Replaces 60% of your weekly base salary, up to a maximum of $1,500 per week, if you are disabled and unable to work due to an illness or off-the-job injury.
Benefits begin on the 8th day of an illness or injury and will continue for up to 25 weeks.

Long Term Disability

Replaces 60% of your monthly base salary, up to a maximum $2,000, if you are unable to work and suffer a loss of income due to an illness or off-the-job injury.
Benefits begin after 180 days and will continue until your social security normal retirement age, or until you no longer qualify for benefits, whichever occurs first.
If your disability occurs at or after age 65, benefits would be paid for a reduced period of time.

Pima Medical Institute pays 100% of the premium for all benefit eligible employees.

+ Flexible Spending Accounts

Pima Medical Institute offers Flexible Spending Accounts (FSA). An FSA allows you to save money on a pre-tax basis to pay for your family’s qualified out of pocket healthcare (medical, prescription, dental, and vision) and dependent care (child and elder care companion services).

Healthcare FSA

A Healthcare FSA is designed to help you pay for eligible expenses that are not covered by your basic health plan.

Limited Purpose FSA

A Limited Purpose FSA is designed to work alongside a Health Savings Account. The Limited Purpose FSA is used only for Dental and Vision out-of-pocket costs.

Dependent Care FSA

The Dependent Care FSA is similar to the Healthcare FSA; it allows you to pay for eligible dependent day care expenses with pre-tax dollars. Generally, child and elder care companion services are eligible expenses.

+ Health Savings Account - HSA

If you enroll in Pima Medical Institute ‘s “HDHP” Medical Plans (White and Blue Plans), you may be able to contribute to a Health Savings Account (HSA). An HSA allows you to save money on a pre-tax basis to pay for your family’s qualified out of pocket healthcare (medical, prescription, dental, and vision) expenses.

An HSA is an individual tax-advantaged savings account that is set up through Optum Bank; it is in your name and belongs to you. Pima Medical Institute will make contributions to your HSA on your behalf. You can make additional contributions to the account via payroll deduction. Due to the tax advantages of these accounts, the IRS limits the maximum amount that can be contributed (both employer and employee funds combined) on a calendar year basis.

+ Education Assistance

Pima Medical Institute provides up to $5,250 per year in tuition reimbursement for continuing education, in the pursuit of an associate degree or higher, with an accredited college.

Conferences, seminars, workshops, and professional development courses are paid by PMI and cover all related fees, registration, meals, lodging, and mileage as approved by the campus or corporate director.

+ Employee Stock Ownership Plan – ESOP

As an employee owner who works at least 1,000 hours per calendar year, you have a stake in the company and an opportunity to reap the rewards of capital ownership.

The ESOP owns 69% of PMI shares and these shares are distributed among eligible participants annually. The ESOP is fully funded by PMI and share value may increase or decrease, based on annual company performance.

Regular employees must work 1000+ hours per Plan Year and be employed on 12/31 to receive new shares.

*The ESOP is audited and appraised annually by an independent appraiser. The appraisal is based on the estimated value of the company and its financial position.

+ 401(k) Plan

PMI offers an excellent 401(k) retirement plan, with a generous company match. Eligible participants may choose from approximately 20 mutual funds, with selection based on individual and retirement goals. Our current company match is 10% of the employee's contribution, up to the Federal maximum annual contribution limits.

PMI has a vesting period of six (6) years and is effective on employee hire date.

New employees to Pima Medical Institute are automatically enrolled in the plan after completing six (6) months of employment and are over the age of 21.

+ Club H.O.P.E.

An online health management program which you can earn awards based on your level of participation.

To qualify to use Club H.O.P.E. an employee must work Full time or Part time (20+ hours per week).

+ Reimbursement Programs

Health Club

Health club dues reimbursement program – Up to $25 a month reimbursed for each month that you apply and attend your gym at least 8 days.

Weight Watchers

Weight Watchers Reimbursement Program – Half of your WW membership costs (up to $300 a year) will be reimbursed if you attend 80% of your meetings, or log in at least weekly online.

Race/Charity Events

Pima Medical Institute offers Full time and Part time reimbursement for entrance fees associated with a race or charity event on a quarterly basis.

+ Employee Assistance Program

Pima Medical Institute provides an Employee Assistance Program (EAP) through 3rd party provider at no cost to employees and their dependents.

This program provides support for day to day concerns such as stress, depression, work issues, alcohol and drug abuse, or family/marital concerns. Licensed counselors are available telephonically 24 hours a day, 7 days a week; and up to 6 face to face appointments are also available. All counseling sessions are completely confidential and there is no cost for these services.

+ Paid Time Off

Holidays

All full-time, (40 hours per week/80 hours per pay period) employees receive eight (8) paid holidays per year.

New Year’s Day
Dr. Martin Luther King, Jr. Day
Memorial Day
Independence Day
Labor Day
Thanksgiving and the day after (Thursday & Friday)
Christmas Day

Paid Time Off - PTO

Paid Time Off (PTO) provides employees time off from work with pay for vacations, personal business and illness. PTO may be used after 90 days of employment. PTO is accrued on the number of hours worked and based on length of service.

Employees who terminate employment with PMI will be paid the balance for any PTO hours accrued as of the date of termination.

Sick Leave

Employees not eligible for PTO (SUB/TEMP) in the states of AZ, CA, CO, NM, NV, and WA will earn sick leave as required by law.

+ Frequently Asked Questions

Who is eligible for healthcare coverage?

All employees scheduled to work 30 or more hours per week. Employees may elect coverage for themselves, a legal spouse, and dependent child(ren) who are under the age of 26 for medical, dental and vision.

How do I pay for my benefits?

You and Pima Medical Institute share the cost of your benefits coverage. Pima Medical Institute pays the majority of the cost for your Medical, Dental and Vision coverage and all of the cost for your Term Life/AD&D, Short Term Disability, Long Term Disability and Employee Assistance Program coverage. Employees are responsible for the full cost of Voluntary plans such as Voluntary Term Life/AD&D. Benefit premiums are deducted twice a month (24 times per year).

When can I enroll for coverage?

Coverage is effective the first of the month following 60 days of employment
Open Enrollment
Qualifying Event (see “What is a Qualifying Event” below)
Upon eligibility you must complete enrollment through the Payroll Employee Self Service Portal in order to enroll or decline coverage within 30 days of your eligibility

What is Open Enrollment?

Open Enrollment is the time of year during which you can newly enroll for benefits, make changes to existing benefit elections, change plans, or terminate coverage. Open Enrollment is usually held each November with an effective date of January 1st. Our benefit plan year is January - December.

This is the only time of the year that you can make changes without experiencing a Qualifying Event.

What is a Qualifying Event?

Qualifying Event examples include:

Marriage, Divorce, or Legal Separation
Birth or Adoption of a Child
Death of a Spouse or Child
Spouse’s Open Enrollment
Change in Spouse’s Employment and/or Insurance Coverage
Becoming eligible for Medicare
Becoming eligible for or losing coverage through your State’s Medicaid Program

You must notify Human Resources within 30 days of the date of a Qualifying Event if you wish to add, drop, or change coverage (Medicaid participants have 60 days). Otherwise, you will have to wait until next year’s Open Enrollment period to make changes.

What is the payroll schedule?

There are 26 paydays per year. If a payday falls on a Holiday Friday, the payday will be the preceding day. Payday is generally five to six working days following the end of the pay period. Automatic checking and savings deposits are offered to all employees.

How much PTO will I accrue in the first year?

As a full-time, 40 hours per week employee, you will accrue 80 hours of PTO during your first year of employment.

Who is eligible for tuition reimbursement?

Any regular full-time or part-time employee that has been employed for six continuous months, and is scheduled to work a minimum of 20 hours per week.

Who is eligible for health club reimbursements?

Any regular full-time or part-time employee scheduled to work a minimum of 20 hours or more per week is eligible for health club reimbursements.

Are there performance evaluations or increases?

Pima Medical Institute conducts annual performance evaluations and merit increases are awarded with the last paycheck of the employment anniversary month and are usually 2% or 3% of base pay.